Down Payment Calculator
Work out your down payment target and how much you need to save each month to reach it.
Monthly savings needed
฿16,667
- Down payment needed
- ฿600,000
- Still to save
- ฿400,000
- Monthly savings needed
- ฿16,667
How this is calculated
The down payment needed is your property price multiplied by your target down payment percentage. The gap is that amount minus your current savings. Monthly savings needed divides the gap evenly across the months remaining until your target purchase date.
Frequently asked questions
What down payment percentage should I plan for?
Thai banks typically finance up to 70-90% of a property's appraised value for Thai nationals, and often less for foreign buyers or for condo purchases above the foreign-ownership quota. 20-30% is a common planning figure, but check with your lender for the exact loan-to-value ratio available to you.
Does this include closing costs like the transfer fee?
No — this tool only estimates the down payment itself. Use the Transfer Fee Calculator alongside it to budget for the separate transfer fee and tax due at the Land Department.