Thailand Toolkit

Mortgage Calculator

Estimate your monthly mortgage payment from a property price, down payment, rate, and term.

Monthly payment

฿16,205

Down payment
฿600,000
Loan amount
฿2,400,000
Total interest
฿2,461,492
Total paid
฿4,861,492

How this is calculated

Loan amount is property price minus your down payment. The standard amortization formula then spreads that loan into equal monthly payments over the term at a fixed rate.

Frequently asked questions

Does this include transfer fees or other closing costs?

No — this is the ongoing monthly mortgage payment only. See the Transfer Fee Calculator for property transfer costs, which are separate one-time fees.

Do down payment requirements vary?

Yes — required down payments vary by bank, loan-to-value regulations, property type, and buyer nationality (foreign buyers of condos, for example, often face different financing rules).